Legally Grounded.
Results Driven.
Penn Equity Group takes action on behalf of individuals seeking to improve their credit through professional credit repair services. We handle the dispute process, address reporting errors, and, when legal violations are found, connect clients with consumer law attorneys for potential enforcement — all to support a stronger financial future.
340+
Satisfied Clients
340+
Satisfied Clients
340+
Satisfied Clients
About us
About us
About us
At Penn Equity Group, we’re committed to helping clients take control of their credit and regain financial confidence. Every step we take is guided by integrity, transparency, and a genuine dedication to your success.
At Penn Equity Group, we’re committed to helping clients take control of their credit and regain their financial confidence. Every step we take is guided by integrity, transparency, and a genuine dedication to your success.
Our Process
Our Process
Our Process
Credit Restoration Services Rooted in Consumer Law
01
Investigate
We investigate by sending request for information letters to each and every furnisher on the report, in order to gathering key details about accounts. This evidence helps supports our factual based disputes with the credit reporting agencies since we are able to attach relevant documentation to the dispute to strengthen the case.
01
Investigate
We investigate by sending request for information letters to each and every furnisher on the report, in order to gathering key details about accounts. This evidence helps supports our factual based disputes with the credit reporting agencies since we are able to attach relevant documentation to the dispute to strengthen the case.
01
Investigate
We investigate by sending request for information letters to each and every furnisher on the report, in order to gathering key details about accounts. This evidence helps supports our factual based disputes with the credit reporting agencies since we are able to attach relevant documentation to the dispute to strengthen the case.
02
Dispute
Once we have gathered the necessary information from furnishers, we proceed with the dispute process by sending formal disputes to the credit reporting agencies and furnishers. These disputes are sent to challenge any inaccurate, outdated, or incomplete information on your credit report that is not supported by the documents sent by furnisher of the information.
02
Dispute
Once we have gathered the necessary information from furnishers, we proceed with the dispute process by sending formal disputes to the credit reporting agencies and furnishers. These disputes are sent to challenge any inaccurate, outdated, or incomplete information on your credit report that is not supported by the documents sent by furnisher of the information.
02
Dispute
Once we have gathered the necessary information from furnishers, we proceed with the dispute process by sending formal disputes to the credit reporting agencies and furnishers. These disputes are sent to challenge any inaccurate, outdated, or incomplete information on your credit report that is not supported by the documents sent by furnisher of the information.
03
Litigate
If CRAs or furnishers fail to correct inaccurate or incomplete information, we escalate the case to arbitration or litigation. Our team reviews their responses for violations and if they fail to comply with their legal obligations, we prepare the file for litigation, and work with consumer protection attorneys to ensure proper legal action is commenced.
03
Litigate
If CRAs or furnishers fail to correct inaccurate or incomplete information, we escalate the case to arbitration or litigation. Our team reviews their responses for violations and if they fail to comply with their legal obligations, we prepare the file for litigation, and work with consumer protection attorneys to ensure proper legal action is commenced.
03
Litigate
If CRAs or furnishers fail to correct inaccurate or incomplete information, we escalate the case to arbitration or litigation. Our team reviews their responses for violations and if they fail to comply with their legal obligations, we prepare the file for litigation, and work with consumer protection attorneys to ensure proper legal action is commenced.
Account Types
Account Types
Account Types
We Dispute Inaccurate & Incomplete Data
Bankruptcies
Bankruptcies
Bankruptcies
Charge-offs
Charge-offs
Charge-offs
Child Support
Child Support
Child Support
Collections
Collections
Collections
Evictions
Evictions
Evictions
Foreclosures
Foreclosures
Foreclosures
Identity Theft
Identity Theft
Identity Theft
Inquiries
Inquiries
Inquiries
Medical Debt
Medical Debt
Medical Debt
Late Payments
Late Payments
Late Payments
Repossessions
Repossessions
Repossessions
Student Loans
Student Loans
Student Loans
7+
Years Of Experience
7+
Years Of Experience
7+
Years Of Experience
130+
Point Increase
130+
Point Increase
130+
Point Increase
980+
Items Disputed
980+
Items Disputed
980+
Items Disputed
2K+
Reports Analyzed
2K+
Reports Analyzed
2K+
Reports Analyzed
Impact
Impact
Impact
Delivering reliable results with proven success.
Client Satisfaction Rate
99%
Credit Score Increases
90%
First Round Deletions
79%
Testimonial
Testimonial
Testimonial
Our Clients Trust Us to Deliver Reliable and Effective Solutions
It was the best decision I made to work with Jen. I learned a life skill. I help my family and friends.
Charlea R.
It was the best decision I made to work with Jen. I learned a life skill. I help my family and friends.
Charlea R.
It was the best decision I made to work with Jen. I learned a life skill. I help my family and friends.
Charlea R.
Thank you so much Jen you are the best and I seen my score improving alot.
Amy A.
Thank you so much Jen you are the best and I seen my score improving alot.
Amy A.
Thank you so much Jen you are the best and I seen my score improving alot.
Amy A.
Finally, I have good credit. Thanks for giving me the fresh start I needed.
Phillip T.
Finally, I have good credit. Thanks for giving me the fresh start I needed.
Phillip T.
Finally, I have good credit. Thanks for giving me the fresh start I needed.
Phillip T.
Faq
Faq
Faq
Still not sure?
We understand you may still have questions, here are some of our most FAQs.
Does Penn provide credit sweeps?
How many rounds of disputes do I get?
How long does the process take?
What will I get when I signup for the program?
How much does it cost and what does it cover?
Do I have to pay the attorney fees upfront?
Does Penn sell tradelines?
Does Penn provide CPNs?
Is credit monitoring required?
Will you help with building credit?
Does Penn provide credit sweeps?
How many rounds of disputes do I get?
How long does the process take?
What will I get when I signup for the program?
How much does it cost and what does it cover?
Do I have to pay the attorney fees upfront?
Does Penn sell tradelines?
Does Penn provide CPNs?
Is credit monitoring required?
Will you help with building credit?
Does Penn provide credit sweeps?
How many rounds of disputes do I get?
How long does the process take?
What will I get when I signup for the program?
How much does it cost and what does it cover?
Do I have to pay the attorney fees upfront?
Does Penn sell tradelines?
Does Penn provide CPNs?
Is credit monitoring required?
Will you help with building credit?